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Mortgage Approval In Principle

The first step in your journey is to get ‘approval in principle’ for a mortgage. You should do this first so you know how much you can borrow. Why look at properties that will be out of your price range? This will lead to disappointment. The joy of finding a new home will also be marred. Once this is completed you can start looking at properties within your price range.

Congratulations, you have taken the first step towards buying your new home! 

If you have any queries at all please feel free to fill in our contact form. You can alternatively call us on 059 917 3225 or drop into us at one of our offices in Waterford or Carlow! You can also email us at We look forward to hearing from you!

Warning: If you do not keep up your repayments you may lose your home.

Warning: You may have to pay charges if you pay off a fixed-rate loan early.

Warning: The cost of your monthly repayments may increase.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.